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The World of Hyatt Business Credit Card is offering a welcome bonus of 75,000 points – enough for three nights at an upscale Category 6 hotel.
World of Hyatt; Insider
Chase has launched a brand new co-branded World of Hyatt credit card for small-business owners.
The World of Hyatt Business Credit Card is offering World of Hyatt Business Credit Card.
It comes with excellent benefits including automatic elite status, Hyatt credits, and bonus points.
Read Insider’s guide to the best hotel credit cards.
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If you’re a small-business owner and like Hyatt hotels, there’s a brand-new credit card to consider. Chase has just unveiled the World of Hyatt Business Credit Card, and it comes with a substantial welcome bonus and compelling benefits that could make it worth opening, especially if you’re a frequent Hyatt guest.
With the World of Hyatt Business Credit Card, you can earn World of Hyatt Business Credit Card. That’s more than enough for two nights at a luxurious Hyatt Category 7 hotel like the Park Hyatt Beaver Creek, or three nights at a Category 6 hotel like the Grand Hyatt Kauai.
Read more: The best hotel credit cards
The World of Hyatt Business Credit Card charges a World of Hyatt Business Credit Card annual fee, but in return, you’ll receive perks that can offset the yearly cost. These include up to $100 in annual Hyatt credits, top-notch travel and purchase benefits, automatic elite status (which you can gift to up to five other people), a 10% points rebate on redemptions when you meet a spending requirement, and elite night credits for reaching spending thresholds.
The card is also unique in its earning structure – it features an „adaptive earning accelerator” which allows cardholders to automatically earn bonus points on the eligible categories they spend the most in each quarter. If your small-business expenses change from time to time, this feature can help you earn lots of Hyatt points without worrying about keeping track of spending categories.
Here’s a closer look at the World of Hyatt Business Credit Card to help you decide if it’s a good fit for you.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
New World of Hyatt Business Credit Card
World of Hyatt Business Credit Card
Unlike some other major hotel programs, like Marriott Bonvoy and Hilton Honors, World of Hyatt hasn’t offered a small-business credit card until now. According to Chase and Hyatt, the new World of Hyatt Business Credit Card has been in the works since 2019, and it’s been designed based on extensive consumer and small-business research.
World of Hyatt Business card welcome bonus
New World of Hyatt Business Credit Card cardholders can earn World of Hyatt Business Credit Card. In addition, if you apply by December 31, 2021, you’ll receive a complimentary one-year Headspace (a meditation app) subscription which normally costs $69.99 per year (Headspace subscription must be redeemed by December 31, 2022).
Hyatt points are worth, on average, 1.5 cents apiece based on Insider’s latest points and miles valuations – the highest of any hotel currency we evaluated. That means you can expect to get a value of around $1,125 in stays from 75,000 Hyatt points.
Hyatt’s award chart includes eight categories, ranging in price from 5,000 to 40,000 points per night. With this welcome bonus, you could get as many as 15 nights at a Category 1 Hyatt hotel (mostly brands like Hyatt House and Hyatt Place), or two nights with points left over at a luxury Category 7 property like some Park Hyatt and Andaz locations.
The World of Hyatt Business Credit Card has an unusual earning structure that rewards you based on where you spend the most. Cardholders earn 2x points in their top three eligible spending categories each quarter, from a list of eight possible categories:
DiningAirline tickets purchased directly with the airlineCar rental agenciesLocal transit and commutingGas stationsInternet, cable, and phone servicesSocial media and search engine advertisingShipping
However, after December 31, 2022, cardholders will earn 2x points in their top two eligible quarterly spending categories. There’s no limit to the number of bonus points you can earn with this feature.
In addition, the World of Hyatt Business Credit Card earns:
4 points per dollar at Hyatt hotels and resorts, including participating restaurants and spas (this is in addition to the 5x base points World of Hyatt members already earn)2 points per dollar on fitness club and gym memberships1 point per dollar on all other eligible purchases
The personal The World Of Hyatt Credit Card overlaps some of these earning categories, so if you’re not a small-business owner, it’s worth considering. Here’s our World of Hyatt credit card review for all the details.
Benefits and features
The World of Hyatt Business Credit Card comes with an impressive range of perks, including Visa Signature benefits, Hyatt credits, and excellent travel and purchase protections.
Up to $100 in annual Hyatt credits
One benefit offered by the personal The World Of Hyatt Credit Card that isn’t available on the World of Hyatt Business Credit Card is an annual free night certificate – instead, cardholders receive up to $100 in Hyatt credit each year.
When you spend $50 or more at any Hyatt property with your World of Hyatt Business Credit Card, you’ll receive a $50 statement credit, up to twice per card anniversary year.
If you make the most of this benefit, you can effectively reduce your net annual fee from World of Hyatt Business Credit Card to just $99.
Automatic Discoverist elite status and gifting
World of Hyatt Business Credit Card cardholders receive automatic Discoverist elite status – the lowest tier of status in the World of Hyatt program. Usually, Discoverist status requires 10 tier-qualifying nights or earning 25,000 base points in a year.
With Discoverist status, you’ll get:
10% points bonus on paid stays2 p.m. late checkout (when available)Upgrades to preferred rooms (when available)Premium internet
Another unique aspect of the card is the ability to gift Discoverist status to up to five company employees – and the recipients do not have to be authorized users on your World of Hyatt Business Credit Card.
Elite qualifying nights for spending
For each $10,000 you spend on the World of Hyatt Business Credit Card in a calendar year, you’ll earn five tier-qualifying night credits. This is a helpful boost if you’re aiming for the next level of elite status, and even more so because Hyatt has reduced its elite qualification criteria in 2021 due to the pandemic.
For example, to earn Hyatt’s top-tier Globalist status, you’d normally need to stay 60 qualifying nights in a year, but that requirement has been reduced by half – to 30 nights – in 2021. By spending $60,000 on the World of Hyatt Business Credit Card before the end of the year, you could unlock Globalist status without ever setting foot in a Hyatt hotel.
Globalist status is extremely valuable for frequent Hyatt travelers because it comes with perks like complimentary room upgrades (up to standard suites), free breakfast or club lounge access, 4 p.m. late checkout when available, free parking on award stays, and a 30% points bonus on paid stays.
10% points rebate
If you spend $50,000 or more on the World of Hyatt Business Credit Card in a calendar year, you’ll receive 10% of your points back as bonus points on redemptions for the remainder of the calendar year.
Travel and purchase protection
The World of Hyatt Business Credit Card comes with many of the same travel and purchase protections you find on other top travel credit cards, including:
Cardholders can also access Hyatt Leverage, the chain’s global business travel program that offers special rates to qualifying small and mid-sized businesses at participating Hyatt hotels worldwide.
No foreign transaction or employee card fees
When you use your World of Hyatt Business Credit Card for international purchases, you won’t be charged foreign transaction fees. In addition, there are no fees for employee cards.
Should you consider the new World of Hyatt business card?
Before you decide to open the World of Hyatt Business Credit Card, you’ll want to assess whether you’ll get enough value from it to justify the World of Hyatt Business Credit Card annual fee.
If you know you’ll stay at Hyatt properties on paid rates at least twice a year, the up to $100 in Hyatt credits the card offers can effectively shave the annual fee in half. Beyond that, you’ll have to decide if other perks – like accelerated earning, Discoverist status, tier qualifying points, and a 10% rebate – are worth it to you.
Keep in mind that Hyatt is a Chase Ultimate Rewards transfer partner, so if earning Hyatt points is your main objective, you might be better off with a card that earns transferable Ultimate Rewards points.
For example, the Chase Sapphire Preferred® Card currently offers Chase Sapphire Preferred® Card after you spend $4,000 on purchases in the first three months of account opening. You could transfer those points at a 1:1 ratio to Hyatt (or any of Chase’s other partners) – and the card has a broad range of bonus categories for earning points on everyday spending as well. The annual fee is also lower at just Chase Sapphire Preferred® Card.
If you prefer a small-business card, the Ink Business Preferred® Credit Card is another good option, with a welcome bonus of Ink Business Preferred® Credit Card and a Ink Business Preferred® Credit Card annual fee.
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